MOTIVATED SELLER - BRING YOUR OFFER! LAND-OWNED FURNISHED HOME IN PINE ISLAND COVE WITH NO LOT RENT, BOATING ACCESS & 55+ RESORT-STYLE LIVING! Live the laid-back Southwest Florida lifestyle in Pine Island Cove, one of St. James City's popular 55+ waterfront boating communities on Pine Island. This furnished, land-owned manufactured home offers NO LOT RENT, low HOA fees, community boating access, and an easygoing island setting close to fishing, kayaking, waterfront dining, and everything Pine Island is known for. Pine Island Cove is designed for active Florida living. Residents enjoy a wide community boat ramp, boat-rinsing station, waterfront green space, remodeled clubhouse, swimming pool, pickleball, bocce, neighborhood events, and social activities. Spend your mornings on the water, afternoons by the pool, and evenings enjoying the relaxed Old Florida atmosphere of St. James City. The home welcomes you with a screened front porch, perfect for morning coffee or enjoying the island breeze. Inside, the kitchen opens to the dining area and spacious great room for comfortable everyday living and entertaining. A Florida room adds valuable bonus living space and can be opened to enjoy the fresh air or enclosed for year-round use. Both bedrooms are generously sized, including a primary suite with a private en-suite bath. A separate utility room provides indoor laundry and extra storage for fishing gear, boating equipment, beach supplies, and more. Recent improvements include a newer roof, newer luxury vinyl plank flooring with vapor barrier, and a newer carport. The home is offered furnished, making it an easy option for a seasonal Florida retreat, winter residence, or full-time Pine Island home. The outdoor area behind the home offers additional space for grilling, relaxing, entertaining, or creating your own Florida outdoor living area. If you have been searching for a Pine Island Cove home for sale, St. James City 55+ community, land-owned manufactured home with no lot rent, furnished Florida retirement home, affordable Southwest Florida property, or boating community home near fishing and the Gulf, this is an opportunity worth seeing.