BUYER INCENTIVE - THIS HOME QUALIFIES FOR AN INTEREST RATE AS LOW AS 5.75%, A SAVINGS OF UP TO $185/MONTH!** NO HOA + 0.30-ACRE LOT + ROOF REPLACED APRIL 2022 + HVAC & WATER HEATER ONLY A FEW YEARS OLD! Welcome to this charming 3-bedroom, 3-full-bathroom home in the heart of DeBary, offering privacy, flexibility, and valuable updates with no HOA restrictions. Situated on a peaceful 0.30-acre lot surrounded by mature trees, this move-in-ready home features a desirable split-bedroom floor plan, vaulted ceilings, durable laminate flooring, and an open-concept living and kitchen area filled with natural light. A paved driveway, covered entry with wood-toned pillars, coordinating faux wood shutters, and attractive low-maintenance landscaping create welcoming curb appeal. The updated kitchen features white cabinetry, stone countertops, stainless steel appliances, ample workspace, and a sliding glass door providing easy access to the private backyard. Just off the kitchen is an incredibly versatile guest suite complete with its own ensuite bathroom, built-in closet, and private exterior entrance-ideal for multigenerational living, extended-stay guests, an in-law suite setup, home office, or private workspace. On the opposite side of the home, the primary suite offers a relaxing retreat with a spacious built-in closet and beautifully updated ensuite bathroom featuring a floor-to-ceiling tiled walk-in shower and crisp white vanity. The third bedroom also includes a built-in closet and is conveniently located near the third full bathroom, featuring a tub/shower combination, vessel sink, and coordinating stone countertop. Step outside to the paved patio and spacious backyard, where mature trees provide shade and privacy. With plenty of room to create your own outdoor oasis, the backyard offers possibilities for a garden, firepit, play area, entertaining space, or future pool. Major improvements provide added peace of mind, including a ROOF REPLACED IN APRIL 2022, plus an HVAC SYSTEM AND WATER HEATER THAT ARE ONLY A FEW YEARS OLD. Conveniently located in DeBary, Florida, near the DeBary SunRail Station, parks, schools, shopping, dining, and easy access to I-4, this home combines the freedom of NO HOA living with convenient access to Orlando, Sanford, Lake Mary, and surrounding Central Florida destinations. Schedule your private showing today and discover all this DeBary home has to offer! Home may be under audio or visual surveillance.